Read more about insurance for young driver

If you've gone through driving school and you recently acquired a car, you probably need to insure it. More so, if you're a young driver, having your car insured can save you from lots of trouble. When looking for a company to buy an insurance policy, be sure that they will conduct a background check on you to confirm if you are high risk or safe driver. Basically there are three levels of insurance, that is, third party, comprehensive and third party theft. Depending on what you want to be included in insurance cover, it will definitely be costlier for young drivers.

Read more about insurance for young driver.


What insurance are young drivers offered?


Young drivers are normally classified as high risk since they have the least or no experience of all the drivers on the road. On that count, insurance for young driver will be different on that parameter alone. Young drivers insurance mostly involves the conventional third party which only covers other people other than the driver and the car. Third party theft fire policy is good if you live in areas that is prone to theft and frequent fires. Another alternative for young drivers is the Telematics box or Black box insurance. It measures how safe a driver is and in this way you can land a cheaper policy with less costly premiums. Insurance policy for young driver, regardless, is always expensive.


What are the benefits of young driver insurance?


Insurance for young driver comes with both pros and cons. However, the benefits outweighs the contrary in many ways. For one, young driver insurance cover comes with round the clock break down service, flexible monthly premium payments and also named driver discounts. There are bonuses for no claims at all and they accumulate so you can earn discounts in the future. There is also affordable premium payments for safe drivers who opt for Black box insurance.


Who can get young driver insurance?


Young drivers in the UK are those who are in the age bracket of 17 to 25 years. If you are one of them and you recently bought or you have a car, get a young driver insurance. A young driver could be a campus student, new driver, learner with provisional driver license or a young driver with previous convictions. If you fall in this age group, take a young driver insurance. This will go a long way in ensuring that you are not liable in the event of an accident, theft or fire.